Mortgage Calculators

Down Payment Assistance Calculator

Calculate your total out-of-pocket costs with CalHFA MyHome & MyAccess assistance programs

Purchase Price

Interest Rate (%)

⚠️ Credit Requirement

Minimum 660 credit score required for this program

Your Total Out-of-Pocket

$0

With Seller Concessions Strategy

Monthly Payment (P&I + MIP)

$0

Payment Calculator

Compare different loan types and see exact monthly payments

Loan Type

Home Price

Down Payment (%)

Interest Rate (%)

Property Tax Rate (% per year)

Total Monthly Payment

$0

Affordability Calculator

Determine your maximum home price based on income and debts

Annual Gross Income

Monthly Debt Payments

Car loans, student loans, credit cards, etc.

Down Payment Available

Interest Rate (%)

Max DTI Ratio (%)

Conventional: 43% | FHA: 50%

Maximum Home Price

$0

Tax Benefits Calculator

Calculate your annual tax savings from homeownership

Home Price

Down Payment (%)

Interest Rate (%)

Your Tax Bracket (%)

Annual Tax Savings

$0

$0/month

Rent vs Own Calculator

See how much you save by buying instead of renting

Current Monthly Rent

Home Price

Down Payment (%)

Interest Rate (%)

Years to Compare

Total Savings by Owning

$0

Refinance Calculator

See if refinancing makes financial sense

Current Loan

Current Balance

Current Rate (%)

Current Monthly Payment

New Loan

New Rate (%)

Closing Costs

Monthly Savings

$0

Down Payment Assistance Calculator

Payment Calculator

Affordability Calculator

Tax Benefits Calculator

Rent vs Own Calculator

Refinance Calculator

Current Loan

New Loan

Ready to Discuss Your Numbers?